Ben Kinney Team with Keller Williams is not an affiliate of
Envoy Mortgage Ltd. Ben Kinney Team with Keller Williams does not endorse any mortgage lender and
encourages all consumers to shop for services when looking for a mortgage loan.
The closing
costs credit offer is for up to $1000 lender credit to any applicant for loans of $150K or more
towards third-party costs provided you fund your mortgage with the BKCO Loan Team at Envoy Mortgage
Ltd. The waived fee credit will be given in the form of a lender credit at closing up to $1495. All
applications are subject to credit approval. Program terms and conditions are subject to change
without notice. Some products may not be available in all states. Reverse Mortgages will be brokered
to a third-party lender. By refinancing the existing loan, the total finance charges may be higher
over the life of the loan. Other restrictions and limitations may apply. This is not a commitment to
lend - Envoy Mortgage Ltd. #6666 (www.nmlsconsumeraccess.org) 10496 Katy Freeway, Suite 250, Houston, TX
77043, 877-232-2461 - www.envoymortgage.com | Other authorized trade names: Envoy Mortgage LP;
Envoy Mortgage of Wisconsin; Envoy Mortgage, A Limited Partnership; Envoy Mortgage, L.P.; Envoy
Mortgage, Limited Partnership; Envoy Mortgage, LP; Envoy Mortgage, LTD Limited Partnership; ENVOY
MORTGAGE, LTD, LP (USED IN VA BY: ENVOY MORTGAGE, LTD); Envoy Mortgage, LTD. (LP) | For additional
licensing information please visit https://www.envoymortgage.com/licensing-legal-information/
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Application & Processing
What happens when a loan goes "live"
When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment
options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an
underwriter, who reviews and approves the entire loan if it meets compliance.
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By digitally signing this form you are providing with your express written consent to send you business and marketing communications via text messages (SMS), email, and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communications regardless of their purpose, unless you opt out of SMS marketing communication when submitting this form. Consent not required to register. Message frequency varies, message and data rates may apply. Text STOP to cancel, call for help.